So.. you bought your house years ago, and then you lived happily ever after… You wish! In reality, home ownership can be when the madness begins. A mortgage depends on your life to be in the constant state it was when you first purchased your property: same job, same income, same expenses, same spouse etc. Of […]
Cut Costs… Do them Yourself! First off, Don’t let money cost you more money. If you have the ability to understand…Do your taxes yourself. This is an entirely different era from when Mom and Dad took their taxes to the local tax clerk, HR Block, or the family friend. If your tax situation is […]
2018 Financial Resolutions 2017 goals were okay… but this year has to be different! Money can no longer control our lives because in 2018 we will control our money even more! Take advantage of discounted opportunities. Save yourself money when you can. Stop volunteering to spend more money than you have to. SAVING WHEREVER YOU […]
What is it? Bitcoin is a form of currency existing only on the internet. Currency that exists only online is called crypto-currency. As you may already know, most countries have their own form of currency such as the U. S Dollar, the Chinese Yuan, the British Pound, the Canadian Dollar or the European Euro. The […]
Credit is a very important element of your financial well being. Credit affects just about every aspect of your life. For Low income recipients, it single-handedly determines whether or not you will be able to participate in the so called “American Dream”. What does this mean? If you have low income, more than likely you have NO way of outright […]
#1 First and Foremost, If you don’t know…anyone should tell you that you HAVE to become besties with … WALMART. From bed spreads to turkey bacon … you can’t beat their prices. The key to surviving while away from home is keeping your daily expenses as cheap as possible. #2 In college, you will need […]
Cutting the cost of TV within your home. The average cable bill is really expensive these days. On average, a Comcast bill for cable services is at least $100 per month and that’s probably if you just have one box. Let’s not talk about multiple rooms… then you’re looking at a fee per room and […]
I am a licensed realtor in the state of Pennsylvania. These are the things you should prepare for before buying a home. 1. You need Credit: You’re getting nowhere fast without establishing credit. You need credit for everything that you want: a car, business, insurance, rentals, a home etc. Buying a home requires a huge […]
1.SAVE MORE , SPEND LESS! Another year has gone by … Are you satisfied with your savings ? Did you meet your goal this year? When you received your paychecks, Did you remember to pay yourself ? Savings should be taken out of your paycheck as a fixed cost just as a 401K. Treat YOURSELF […]
Using Money As Leverage. Here’s a lesson on using your money as leverage. What could be better than paying only $1100 total for vacationing? How about never using your own money to do so. For my 26th birthday, I booked a trip to Los Angeles, CA for 4 days , 4 nights, hotel and rental […]
